/* =========================================================
   Emsxchange — theme stylesheet
   Palette derived from the original site
   ========================================================= */

:root{
  --blue:#0655ff;
  --blue-600:#0060d8;
  --blue-700:#0948d1;
  --blue-800:#0b42b9;
  --navy:#00204d;
  --navy-soft:#0a2f66;
  --tint:#e6eeff;
  --tint-2:#cdddff;
  --ink:#00204d;
  --body:#4c5c74;
  --muted:#7c8aa0;
  --line:#dfe6f3;
  --white:#fff;
  --radius:10px;
  --radius-lg:18px;
  --shadow-sm:0 2px 10px rgba(0,32,77,.06);
  --shadow:0 12px 34px rgba(0,32,77,.10);
  --shadow-lg:0 26px 60px rgba(0,32,77,.16);
  --wrap:1200px;
  --display:"Lato","Segoe UI",Arial,sans-serif;
  --text:"Open Sans","Segoe UI",Arial,sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--text);
  font-size:16px;
  line-height:1.75;
  color:var(--body);
  background:var(--white);
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--blue-800)}
h1,h2,h3,h4,h5{font-family:var(--display);color:var(--ink);margin:0 0 .6em;line-height:1.2;font-weight:900}
h1{font-size:clamp(2rem,4.4vw,3.25rem);letter-spacing:-.5px}
h2{font-size:clamp(1.6rem,3vw,2.35rem);letter-spacing:-.3px}
h3{font-size:1.28rem}
h4{font-size:1.06rem}
p{margin:0 0 1.1em}
ul,ol{margin:0 0 1.1em;padding-left:1.15em}
li{margin-bottom:.45em}
:focus-visible{outline:3px solid var(--blue);outline-offset:3px;border-radius:4px}

.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-9999px;top:0;background:var(--blue);color:#fff;padding:10px 16px;z-index:999}
.skip:focus{left:0}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:.55em;
  font-family:var(--display);font-weight:700;font-size:.86rem;
  letter-spacing:.12em;text-transform:uppercase;
  padding:14px 28px;border-radius:6px;border:2px solid transparent;
  cursor:pointer;transition:.22s ease;white-space:nowrap;
}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 8px 20px rgba(6,85,255,.28)}
.btn-primary:hover{background:var(--blue-800);color:#fff;transform:translateY(-2px)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn-ghost:hover{background:#fff;color:var(--navy);border-color:#fff}
.btn-outline{background:transparent;color:var(--blue);border-color:var(--blue)}
.btn-outline:hover{background:var(--blue);color:#fff}
.btn-sm{padding:10px 20px;font-size:.78rem}

/* ---------- top bar ---------- */
.topbar{background:var(--navy);color:#c8d6ef;font-size:.82rem}
.topbar .wrap{display:flex;flex-wrap:wrap;gap:6px 26px;align-items:center;justify-content:space-between;min-height:40px}
.topbar a{color:#c8d6ef}
.topbar a:hover{color:#fff}
.topbar-phones{display:flex;flex-wrap:wrap;gap:6px 20px}
.topbar-phones span{color:#7f9cd0;font-weight:600}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:80;background:#fff;box-shadow:var(--shadow-sm)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:78px}
.brand{display:flex;align-items:center;flex:0 0 auto}
.brand img{height:44px;width:auto;display:block}

.nav{display:flex;align-items:center;gap:2px}
.nav a{
  font-family:var(--display);font-weight:700;font-size:.82rem;
  letter-spacing:.05em;text-transform:uppercase;color:var(--navy);
  padding:10px 12px;border-radius:6px;display:block;
}
.nav a:hover{color:var(--blue);background:var(--tint)}
.nav a.current{color:var(--blue)}
.nav a.current::after{content:"";display:block;height:3px;border-radius:3px;background:var(--blue);margin-top:6px}
.has-drop{position:relative}
.has-drop>a::after{content:"▾";font-size:.7em;margin-left:6px;opacity:.7}
.has-drop>a.current::after{content:"";display:block;height:3px;border-radius:3px;background:var(--blue);margin-top:6px}
.drop{
  position:absolute;top:100%;left:0;min-width:220px;background:#fff;
  border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);
  padding:8px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.18s ease;
}
.has-drop:hover .drop,.has-drop:focus-within .drop{opacity:1;visibility:visible;transform:translateY(0)}
.drop a{text-transform:none;letter-spacing:0;font-size:.9rem;font-weight:600}
.header-cta{display:flex;align-items:center;gap:10px}
.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}
.burger span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.2s}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ---------- hero (home) — light ---------- */
.hero{position:relative;background:#fff;border-bottom:1px solid var(--line)}
.hero .wrap{position:relative;z-index:2;padding-top:76px;padding-bottom:80px}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}
.eyebrow{
  font-family:var(--display);font-weight:700;font-size:.78rem;letter-spacing:.22em;
  text-transform:uppercase;color:var(--blue);margin:0 0 18px;display:flex;align-items:center;gap:12px;
}
.eyebrow::before{content:"";width:34px;height:2px;background:var(--blue);display:block}
.hero h1{color:var(--ink);margin-bottom:18px}
.hero p{color:var(--body);font-size:1.08rem;max-width:34em}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.hero-tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:34px}
.hero-tags span{
  font-size:.78rem;font-weight:600;letter-spacing:.04em;color:var(--ink);
  background:var(--tint);border:1px solid #d5e2fb;border-radius:100px;padding:6px 15px;
}
.hero-card{background:var(--tint);border:1px solid #d5e2fb;border-radius:var(--radius-lg);padding:32px}
.hero-card h3{color:var(--ink);font-size:1.1rem;margin-bottom:18px}
.hero-list{list-style:none;padding:0;margin:0}
.hero-list li{display:flex;gap:12px;align-items:flex-start;color:var(--ink);font-size:.95rem;padding:11px 0;border-bottom:1px dashed #c3d4f4}
.hero-list li:last-child{border-bottom:0}
.hero-list svg{flex:0 0 20px;margin-top:4px}
.hero+.section{padding-top:70px}

/* page head (inner pages) — light */
.page-head{background:#fff;border-bottom:1px solid var(--line);padding:54px 0 44px}
.page-head h1{margin-bottom:12px}
.page-head p{color:var(--body);max-width:64ch;font-size:1.05rem;margin:0}
.crumbs{font-size:.82rem;color:var(--muted);margin-bottom:14px;font-weight:600;letter-spacing:.02em}
.crumbs a{color:var(--muted)}
.crumbs a:hover{color:var(--blue)}
.crumbs span{margin:0 8px;opacity:.55}
.page-head+.section{padding-top:64px}
.page-head+.section-tint{padding-top:64px}

/* ---------- sections ---------- */
.section{padding:86px 0}
.section-tint{background:var(--tint);padding:86px 0}
.section-navy{background:var(--navy);color:#c6d6f0;padding:86px 0}
.section-navy h2,.section-navy h3{color:#fff}
.section-head{max-width:760px;margin:0 auto 52px;text-align:center}
.section-head .eyebrow{justify-content:center;color:var(--blue)}
.section-head .eyebrow::before{background:var(--blue)}
.section-head p{font-size:1.03rem;margin-bottom:0}
.section-head.left{margin-left:0;text-align:left}
.section-head.left .eyebrow{justify-content:flex-start}

.grid{display:grid;gap:26px}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}

/* cards */
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:32px 28px;transition:.25s ease;height:100%;
}
a.card{color:var(--body)}
a.card:hover{color:var(--body)}
.card p{color:var(--body)}
.card .more{color:var(--blue)}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#c8d8f8}
.card h3{margin-bottom:10px}
.card p{font-size:.95rem;margin-bottom:16px}
.card .more{font-family:var(--display);font-weight:700;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;display:inline-flex;align-items:center;gap:8px}
.card .more::after{content:"→";transition:.2s}
.card:hover .more::after{transform:translateX(5px)}
.icon-box{
  width:62px;height:62px;border-radius:14px;background:var(--tint);
  display:flex;align-items:center;justify-content:center;margin-bottom:20px;
}
.card:hover .icon-box{background:var(--blue)}
.card:hover .icon-box svg{stroke:#fff}
.icon-box svg{stroke:var(--blue);transition:.25s}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;text-align:center}
.stat{padding:26px 16px;border-right:1px solid rgba(255,255,255,.14)}
.stat:last-child{border-right:0}
.stat b{display:block;font-family:var(--display);font-weight:900;font-size:2.6rem;color:#fff;line-height:1.1}
.stat span{font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;color:#9fb8de}

/* checklist */
.checks{list-style:none;padding:0;margin:0}
.checks li{display:flex;gap:13px;align-items:flex-start;padding:9px 0}
.checks svg{flex:0 0 20px;margin-top:5px}

/* numbered process */
.steps{counter-reset:s;display:grid;gap:22px;grid-template-columns:repeat(3,1fr)}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:30px 26px 26px}
.step::before{
  counter-increment:s;content:counter(s,decimal-leading-zero);
  font-family:var(--display);font-weight:900;font-size:.95rem;color:var(--blue);
  background:var(--tint);border-radius:8px;padding:5px 11px;display:inline-block;margin-bottom:14px;letter-spacing:.08em;
}
.step h3{font-size:1.08rem}
.step p{font-size:.93rem;margin-bottom:0}

/* table */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius-lg)}
table{width:100%;border-collapse:collapse;min-width:560px;background:#fff}
th,td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:.94rem}
th{background:var(--navy);color:#fff;font-family:var(--display);font-weight:700;font-size:.82rem;letter-spacing:.08em;text-transform:uppercase}
tbody tr:last-child td{border-bottom:0}
tbody tr:nth-child(even){background:#f7faff}

/* accordion */
.acc{border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;background:#fff}
.acc+.acc{margin-top:14px}
.acc-btn{
  width:100%;background:none;border:0;padding:20px 56px 20px 24px;text-align:left;cursor:pointer;
  font-family:var(--display);font-weight:700;font-size:1.02rem;color:var(--ink);position:relative;line-height:1.45;
}
.acc-btn::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--blue);font-weight:400}
.acc-btn[aria-expanded="true"]{color:var(--blue)}
.acc-btn[aria-expanded="true"]::after{content:"–"}
.acc-panel{padding:0 24px;max-height:0;overflow:hidden;transition:max-height .3s ease,padding .3s ease}
.acc-panel.open{padding:0 24px 22px}
.acc-panel p:last-child{margin-bottom:0}

/* blog */
.post-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;transition:.25s;height:100%;display:flex;flex-direction:column}
a.post-card{color:var(--body)}
a.post-card:hover{color:var(--body)}
.post-card .more{color:var(--blue);font-family:var(--display);font-weight:700;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase}
.post-card:hover .more::after{content:" →"}
.post-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.post-thumb{height:170px;background:linear-gradient(125deg,#00204d,#0655ff);display:flex;align-items:center;justify-content:center}
.post-body{padding:26px;display:flex;flex-direction:column;flex:1}
.post-meta{font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:10px}
.post-body h3{font-size:1.14rem}
.post-body p{font-size:.94rem;flex:1}
.article{max-width:800px;margin:0 auto}
.article h2{margin-top:1.6em}
.article blockquote{border-left:4px solid var(--blue);background:var(--tint);margin:1.6em 0;padding:20px 26px;border-radius:0 var(--radius) var(--radius) 0;color:var(--ink);font-size:1.02rem}

/* forms */
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:38px;box-shadow:var(--shadow-sm)}
.field{margin-bottom:20px}
.field label{display:block;font-family:var(--display);font-weight:700;font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;color:var(--ink);margin-bottom:8px}
.field input,.field select,.field textarea{
  width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:8px;
  font-family:var(--text);font-size:.96rem;color:var(--ink);background:#fbfcff;transition:.2s;
}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);background:#fff;outline:none;box-shadow:0 0 0 4px rgba(6,85,255,.12)}
.field textarea{min-height:130px;resize:vertical}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.form-note{font-size:.85rem;color:var(--muted);margin-top:6px}
.form-alert{display:none;background:var(--tint);border-left:4px solid var(--blue);border-radius:0 8px 8px 0;padding:16px 20px;margin-bottom:24px;color:var(--ink);font-size:.94rem}
.form-alert.show{display:block}

/* info tiles */
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.tile h4{margin-bottom:6px}
.tile p{margin-bottom:0;font-size:.94rem}

/* CTA band */
.cta-band{background:linear-gradient(115deg,#0655ff,#0948d1);color:#fff;padding:62px 0}
.cta-band .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:26px}
.cta-band h2{color:#fff;margin:0 0 6px}
.cta-band p{margin:0;color:#dbe6ff}

/* footer */
.site-footer{background:var(--navy);color:#a9bcd9;padding:70px 0 0;font-size:.94rem}
.site-footer h4{color:#fff;font-size:.86rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:20px}
.site-footer a{color:#a9bcd9}
.site-footer a:hover{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1.2fr;gap:46px}
.footer-grid ul{list-style:none;padding:0;margin:0}
.footer-grid li{margin-bottom:9px}
.footer-brand{font-family:var(--display);font-weight:900;font-size:1.55rem;color:#fff;margin-bottom:18px;letter-spacing:-.5px}
.footer-brand em{font-style:normal;color:#4d86ff;font-size:1.25em;line-height:0}
.contact-row{display:flex;gap:10px;margin-bottom:7px}
.contact-row b{color:#7f9cd0;font-weight:700;min-width:44px}
.social{display:inline-flex;align-items:center;gap:9px;margin-top:18px;border:1px solid rgba(255,255,255,.22);border-radius:6px;padding:8px 14px;font-size:.86rem}
.social:hover{background:var(--blue);border-color:var(--blue);color:#fff}
.footer-bottom{margin-top:56px;border-top:1px solid rgba(255,255,255,.12);padding:22px 0;display:flex;flex-wrap:wrap;gap:14px 26px;align-items:center;justify-content:space-between;font-size:.86rem}
.footer-bottom nav{display:flex;flex-wrap:wrap;gap:20px}

.to-top{
  position:fixed;right:22px;bottom:22px;width:46px;height:46px;border-radius:50%;
  background:var(--blue);color:#fff;border:0;cursor:pointer;display:grid;place-items:center;
  box-shadow:var(--shadow);opacity:0;visibility:hidden;transition:.25s;z-index:70;font-size:1.1rem;
}
.to-top.show{opacity:1;visibility:visible}
.to-top:hover{background:var(--blue-800)}

/* sitemap */
.sitemap-col ul{list-style:none;padding:0}
.sitemap-col li{border-bottom:1px solid var(--line);padding:10px 0}
.sitemap-col li::before{content:"›";color:var(--blue);font-weight:700;margin-right:10px}

/* ---------- responsive ---------- */
@media (max-width:1040px){
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .g-4{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:repeat(2,1fr)}
  .stat{border-right:0}
  .footer-grid{grid-template-columns:1fr 1fr;gap:34px}
}
@media (max-width:900px){
  .burger{display:block}
  .nav{
    position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;
    align-items:stretch;gap:0;padding:10px 16px 20px;border-top:1px solid var(--line);
    box-shadow:var(--shadow);display:none;
  }
  .nav.open{display:flex}
  .nav a{padding:13px 6px;border-bottom:1px solid var(--line)}
  .nav a.current::after{display:none}
  .has-drop>a::after{display:none}
  .drop{position:static;opacity:1;visibility:visible;transform:none;border:0;box-shadow:none;padding:0 0 0 16px}
  .header-cta .btn{display:none}
  .site-header .wrap{position:relative}
  .split,.g-2,.g-3,.steps{grid-template-columns:1fr}
  .section,.section-tint,.section-navy{padding:60px 0}
}
@media (max-width:560px){
  .brand img{height:34px}
  .page-head{padding:40px 0 34px}
  .g-4{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr}
  .field-row{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .form-card{padding:26px 20px}
  .hero .wrap{padding-top:56px;padding-bottom:60px}
}

@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
}

/* reveal on scroll */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}